To the Neighborhood

Notice and Authorization: When paying by check, you authorize us or our agent to process the check by traditional deposit, through a preauthorized draft, or to use information from your check to make an electronic fund transfer from your account. If your check is returned unpaid for any reason, you authorize us or our agent to re-present the check one or more times by such methods, and you authorize us or our agent to collect a returned check fee which may be by an electronic fund transfer from your account, up to the maximum amount as permitted by law. Should you wish that your items not be converted as described above, you may opt out of the process by providing us with a written notice requesting this.